164. How To Not Ruin Your Budget Over Christmas

Welcome back to another episode of the 360 Money Matters Podcast! 

In this episode, we share tips to avoid overspending during the holidays. We stress setting a realistic budget, planning ahead, and avoiding credit card debt. Alternative gift ideas like Secret Santa, re-gifting, or pooling money for family experiences are encouraged, along with early online shopping and price comparisons to save money. We also highlight the value of saying no to costly commitments and focusing on meaningful, budget-friendly interactions. The goal: enjoy the season without financial regret.

Ready to enjoy the holidays without breaking the bank? Tune in to this episode for simple, practical tips to keep your budget intact and make the season more meaningful!

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of AMP Financial Planning – AFSL 232706

 

Episode Highlights

• Importance of not overspending during Christmas

• Set up a gift saving account for future holidays

• Shop early to spread costs and be more thoughtful

• Consider re-gifting unused items

• Learn to say no to excessive social commitments

 

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