Scrolls - FULL READING: Lost Hearts. A ghost story, by MR James.

Hello there, come in, come in.  Yes, it is dark isn't it?  The nights draw in ever so quickly these days.  There's a real bite in the air now - you'd almost think it was Winter!  Here, let me take that coat from you.  You must be freezing.  Blowing quite a gale out there, by the sounds of it.  You know, I remember a night like this oh.., many years back, when I was at school with old Monty.  Hah!  Now, there was a character and no mistake.  Famed for his fireside stories.  There's one he told me...