Episode 280: Why Good People Go Broke During Economic Downturns (And Miss the Upside)

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Dr. Latifat is a physician, money coach, and the empowering host of MoneyFitMD, a podcast created specifically for women physicians who are ready to take control of their finances and build wealth without burning out. Through real talk, practical tips, and mindset shifts, she helps her listeners transform their money stories and rewrite what’s possible for their lives.

In this episode, she dives deep into four major reasons why women physicians may be missing out on wealth-building opportunities—despite having the income and intellect to thrive. She explores the emotional and mindset barriers that show up as procrastination, guilt, fear, and the lack of a clear wealth plan, and she delivers practical encouragement on how to shift into action.

Key Takeaways:

1. Certainty is procrastination in disguise.
2. Fear and guilt limit growth.
3. No plan equals missed opportunities.

Timestamps:
14:53 — Why waiting for certainty is a sneaky form of procrastination
16:20 — How guilt and fear trick women physicians into staying small
18:22 — The importance of being proactive about tax-advantaged accounts
19:44 — Why cash flow challenges shouldn't scare you away from investing
21:03 — The deeper purpose behind earning more and building wealth
24:20 — Sticking with your wealth plan through market fluctuations
26:56 — Embracing your identity as anti-fragile and ready for uncertainty
28:14 — The med

You’re making six or even seven figures—and still asking, “Where did all my money go?” The problem isn’t your income—it’s that you haven’t learned how to have money left.

The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Go to moneyfitmd.com/moneyleftover now and find out how.

You’re earning more than ever—but somehow, there’s still nothing left at the end of the month. The problem isn’t your income—it’s your money habits. The Money Left Over program helps women physicians uncover thousands in hidden cash flow and start keeping more of what they earn.

👉 Visit moneyfitmd.com/moneyleftover to learn how.

You’re making six or even seven figures—and still asking, “Where did all my money go?” The Money Left Over program gives women physicians the tools to uncover 4–5 figures in extra monthly cash and finally let your money start working for you.

👉 Click here to find out how.

Connect with Dr. Latifat:
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☎️ Book a Complimentary Call
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Free Resources for Women Physicians
🧳 Sabbatical Guide (Free Download)
🧠 Financial Starter Guide
💸 Money School for Women Physicians
🧬 Financial Personality Quiz

Books & Programs
🔑 The Power to Choose by Dr. Latifat
📘 Done with Broke (Amazon)