MandiMoney continues the Summer Money Reboot series by shifting the focus from getting out of debt to making your money work harder through investing. If you've been contributing to your 401(k), opened a retirement account years ago, or simply wondered whether your investment strategy still fits the life you're living today, this episode is your invitation to stop investing on autopilot and start investing with intention.
Mandi shares how her own financial life has evolved from a 24-year-old with a target-date fund to a business owner, parent, and entrepreneur with completely different priorities. She explains why your investment strategy should grow alongside your life, how to evaluate your risk tolerance, avoid paying unnecessary fees, and make sure your portfolio reflects your current goals instead of the person you were a decade ago.
Whether you're investing through a traditional 401(k), building wealth as a solopreneur, or preparing to open your first taxable brokerage account, Mandi breaks down practical ways to level up without making investing feel intimidating. From maximizing retirement contributions and understanding HSAs to creating a "Spicy 5%" for individual stock picks, this episode is filled with approachable strategies designed to help you build wealth consistently while keeping risk in perspective.
Resources Mentioned
Vanguard Retirement Calculator
Calculator.net Retirement Calculator
The 4% Rule Retirement Calculator
Vanguard Target-Date Funds
Health Savings Account (HSA)
SEP IRA
Solo 401(k)
Taxable Brokerage Accounts
The Risk Worth Taking by Terry Ijeoma
Summer Money Reboot Week 4 Workbook -https://mandimoney.myflodesk.com/hvbru7gmkx
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