4 TSP Withdrawal Mistakes to Avoid - Spending With No Regrets

Your TSP withdrawals can trigger consequences you never see coming — and sometimes "doing nothing" is the biggest mistake of all. In this short video, Charles walks through the TSP withdrawal traps that quietly cost federal retirees: lump sums that bump your tax bracket, Medicare premium spikes (IRMAA), a hidden jump in how much of your Social Security gets taxed, and RMDs that take the wheel if you don't plan.

━━━━━━━━━━━━━━━
IN THIS VIDEO YOU CAN LEARN
━━━━━━━━━━━━━━━
- How a big lump-sum withdrawal can push you into a higher tax bracket
- How TSP withdrawals can spike your Medicare Part B premium (IRMAA)
- How you can accidentally make more of your Social Security taxable
- Why doing nothing lets RMDs — and the IRS — take control in your 70s
- Why "purposeful and intentional" withdrawals need a written plan

Are you planning your TSP withdrawals — or leaving it alone and hoping it works out? Drop a Y or N 👇

━━━━━━━━━━━━━━━
START HERE
━━━━━━━━━━━━━━━
Apply for a Retirement Consultation:
https://apply.cdfinancial.org/6a694299bad1c9a176cdc79f/

Get the Digital Federal Retirement Guidebook:
https://cdfinancial.org/being-a-federal-employee-book/

Subscribe for Weekly Federal Retirement Planning Content:
https://cdfinancial.com/newsletter

Want to see which of these is coming for you? Guidebook link above.

━━━━━━━━━━━━━━━
TIMESTAMPS
━━━━━━━━━━━━━━━
0:00 The TSP Withdrawal Mistakes to Avoid
0:33 #1 Lump Sums & Your Tax Bracket
1:51 #2 Medicare Part B & IRMAA
3:18 #3 Making More of Your Social Security Taxable
4:19 #4 RMDs: Doing Nothing Hands Over Control
5:25 Watch Next: Why Lower Fees Might Be Cheap for a Reason

━━━━━━━━━━━━━━━
WHO WE ARE
━━━━━━━━━━━━━━━
CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, taxes, Medicare, and retirement income planning — where health meets wealth.

━━━━━━━━━━━━━━━
IMPORTANT DISCLAIMER
━━━━━━━━━━━━━━━
Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
Educational only; not financial, legal, tax, or investment advice. Tax brackets, IRMAA thresholds, Social Security taxation, and RMD rules depend on your situation and change yearly — verify with the IRS, SSA, and a qualified tax professional before acting.

#TSP #TSPWithdrawals #FederalRetirement #RMD #IRMAA #CDFinancial

Support the show