Is Ireland’s Banking System Dysfunctional?

AIB, PTSB and Bank of Ireland were responsible for 93% of new mortgage lending in September 2025, which is considerably higher than the 60% figure reported in 2018.

Does this suggest that Ireland’s banking system is dysfunctional?

Charlie Weston, Personal Finance Editor with the Irish Independent, spoke to Matt on Wednesday.

Hit the ‘Play’ button on this page to hear the piece.