We talk about retirement income guardrails a lot on this show, but today we’ll go into greater depth while exploring an article from Kitces.com. This article was written by a mentor of mine and takes an advisor’s perspective on how to discuss spending increases and decreases with clients.
These are fantastic conversations to review if you have been implementing or thinking about using the guardrails strategy in your retirement plan. Grab a pen and paper and take some notes to reflect as you listen so that you can keep them handy and run them through your own filter.
Stick around until the end to hear from a listener who is unhappy with their advisor, yet concerned about the tax implications of switching to a new one.
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Delaying Taxes in Retirement Isn’t Always Best, Award-Winning Paper Shows, Ep #288
A Few Simple Tricks Turn Humble HSAs Into Wealth Builders, Ep # 287
Couples Who Combine Finances Are Happier. So Why Don’t More Do It? Ep #286
How to Give Your Parents Advice That They Will Actually Listen To, Ep # 285
Investing in Yourself - An Interview with Fritz Gilbert - The Retirement Manifesto, Ep # 284
Early Filers Should Wait to Submit Their Tax Return in 2023, the IRS Warns, Ep #283
Raise Your Healthy Deserve Level – an Interview with Gary Kadi, Ep #282
The Housing Crisis You Didn’t See Coming, Ep #281
What Old Age Might Be Like for Today’s 30-Year-Olds, Ep #280
Breaking News - Secure Act 2.0, Ep #279
Some $$ Now, More $$ Later, Ep #278
Social Security Benefits to Run Out Faster Due to Social Security COLA Increase, Ep # 277
A special year-end message from Ben
Retirement in 2050. Will Retired Life Be Better in the Future? [Rebroadcast]
Don’t Move for Taxes [Rebroadcast]
I’M RETIRING IN 3 WEEKS! Here’s What to Do…[Rebroadcast]
Go Back to Bed [Rebroadcast]
Six Month Social Security Mulligan [Rebroadcast]
Do's and Don'ts for Your 7-Figure Retirement [Rebroadcast]
Special Announcement and What’s New for Medicare Open Enrollment, Ep #270
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