The 6 Money Moves to Make Before You Retire

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And on to the show notes!!

Most financial advice is about building wealth.

Far less is about what comes next.

In this episode, Tyler kicks off a five-part series on the art of decumulation—the transition from saving for retirement to confidently spending what you've spent decades building.

Because retirement isn't just a financial shift.

It's a life shift.

In this episode, Tyler covers:

• Why the first year of retirement is often the most emotionally challenging
• How to build a 12–24 month cash buffer before leaving work
• What to do with your 401(k) when you retire
• How to think about Social Security and the healthcare gap before Medicare
• Why every retiree should review beneficiaries and prepare their spouse to manage the finances
• How to reposition your portfolio before retirement—not after

The core idea:

A successful retirement starts long before your last day at work.

The more decisions you make in advance, the less likely you'll be forced into emotional ones later.

This is Part 1 of Tyler's five-part series on retirement spending. Next week, he dives into one of the biggest decisions retirees face: which accounts to withdraw from first—and why the order matters.

If the show's been helpful, leaving a quick review on Apple or Spotify genuinely helps.

Hope this gives you something to think about this week.