533. Insights: People don’t want a mortgage, they want to buy a house

Our expert host, David Brear, is joined by some great guests to talk about mortgages and how the industry has evolved in the last few years. The government announced a stamp duty holiday during lockdown, the property market boomed despite a shaky financial landscape - but how have mortgages evolved during this time? Joining us today are: Francesca Carlesi, Co-Founder & CEO of Molo Finance Richard Hayes, Co-Founder & CEO of Mojo Mortgages We also hear from Daniel Hegarty, Founder & CEO of Habito, to give us his view on how the market has evolved. This episode is brought to you by Visa, one of the world’s leaders in digital payments. Visa’s Fintech Fast Track program is a quick and easy way to connect to the Visa network and issue payment credentials. Whether you’re an up and coming neobank, modernizing B2B payments, or launching a new crypto solution - amazing things can happen when your innovation is combined with the power of one of the world's largest payment networks. Learn more about the possibilities at http://partner.visa.com/ (https://partner.visa.com/homepage.html?utm_source=partner&utm_medium=affiliate&utm_co[…]s-fintechinsider&utm_creative=awareness_11fs-fintech-insider) . This episode is sponsored by Temenos. Temenos is the world’s leader in banking software, serving over 3,000 banks. TCF Online 2021, is the industry's premier virtual event, welcoming thousands of C-level executives, industry influencers and rising stars of fintech, with over 50 live and on-demand sessions. Register today to hear Temenos' CEO reveal his vision on the future of banking, learn about Temenos' latest innovations, and hear from Changemakers like Barclays, Varo and PayPal, sharing their best practices on banking transformation. Find out more: TCF Online 2021 (https://go.temenos.com/tcf-online-2021/registe) This episode is also sponsored by YouGuv. With a global consumer panel of 15 million registered members, 11+ years’ historic single-source data, and proprietary technology that connects data and simplifies research, YouGov is home to the largest collection of constant, entirely permissioned consumer opinion and rich behavioural intelligence in the world. YouGov’s latest report measures the effect of COVID-19 on consumer attitudes, behaviours, and preferences when it comes to financial services. Beyond the pandemic, it examines the payments landscape, investments, sustainability & ethics and more in 17 markets. Download On the money: YouGov’s Global Banking & Finance Report 2021 (https://yougov.co.uk/topics/finance/articles-reports/2021/02/16/global-banking-2021?utm_medium=advertising&utm_source=11FS&utm_campaign=ADV-2021-05-UKI-11FS) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Francesca Carlesi and Richard Hayes.