From Asset Allocation to Market Trends: Tools for Thoughtful Retirement Planning

Get ready to rethink retirement with Wes Moss and Christa DiBiase as they examine the realities of investing, financial security, and planning for a fulfilling future. This episode of the Retire Sooner Podcast delivers actionable insights, practical frameworks, and real-world examples to inform your retirement planning decisions.

• Hear a retirement story illustrating how asset allocation strategies can change over longer time horizons.

• Explore how retirees might evaluate investment choices when guaranteed income streams exceed spending needs.

• Question the traditional “own your age in bonds” rule and consider how personal comfort with market risk can shape retirement planning.

• Understand the Federal Reserve’s influence on interest rates and what rate changes may mean for savings, housing, and the broader economy.

• Examine the inverted yield curve and consider historical patterns regarding economic slowdowns.

• Identify market sectors, including consumer staples and utilities, that may show relative stability during market fluctuations.

• Clarify misconceptions about global stock market capitalization and assess how international diversification may fit into a retirement plan.

• Review the 6% test as a framework for comparing pension lump sum options and monthly payments.

• Consider wealth-building benchmarks and habits for younger savers that support gradual accumulation over time.

• Explore irrevocable trusts and other legal strategies that may help manage and protect certain assets.

• Listen as Wes and Christa address listener questions covering retirement planning considerations across different life stages.

Empower yourself with knowledge and thoughtful considerations for your financial future. Listen and subscribe to the Retire Sooner Podcast for weekly discussions on investing, retirement planning, and financial security 🎧

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