Know Your Enemy: Central Banking Examined, and How IBC Helps You Optimize

2025-04-04

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If you don't hear it from us, you're not going to just stumble across it - but what exactly is "it" when it comes to the truth about our financial system?In this episode of Remnant Finance, Hans dives into the mechanics of central banking, monetary systems, and the financial "rules of the game" that affect us all daily—yet remain largely hidden from view.This episode offers a thoughtful examination of how our financial system actually works and why understanding it matters for those implementing IBC (Infinite Banking Concept). Rather than simply d...

If you don't hear it from us, you're not going to just stumble across it - but what exactly is "it" when it comes to the truth about our financial system?

In this episode of Remnant Finance, Hans dives into the mechanics of central banking, monetary systems, and the financial "rules of the game" that affect us all daily—yet remain largely hidden from view.

This episode offers a thoughtful examination of how our financial system actually works and why understanding it matters for those implementing IBC (Infinite Banking Concept). Rather than simply demonizing central banking and fiat currency, Hans argues for a more nuanced approach: truly understanding the system we're forced to operate within.

Exploring everything from the true origins of money to the relationship between Congress, the Federal Reserve, and the Treasury, this episode challenges many common assumptions while providing practical insights for navigating our current financial reality. It's a masterclass in "knowing your enemy" for anyone looking to protect their financial future through IBC principles.

The Origin and Nature of Money: An exploration of competing theories about where money comes from - the mettallist "barter origin story" versus the chartalist view that money is a creation of the state.

Fiat Money Realities: Why fiat currency isn't inherently evil, but rather a medium defined by government decree - one we're forced to interact with whether we like it or not.

State Money vs. Bank Money: Understanding the difference between state-created monetary base (legal tender) and the expanded bank money created through fractional reserve banking.

The True Role of the Federal Reserve: Challenging common misconceptions about who's really responsible for inflation - is it really Jerome Powell and the Fed, or is Congress the true culprit?

Fractional Reserve Banking Explained: A clear breakdown of how banks can turn $100 of deposits into $1000 through the money multiplier effect, and the implications this has for our economy.

Practical IBC Application: Why using IBC is about optimizing within a fiat system we can't escape, rather than pretending we can avoid it entirely.

▶️ Chapters:

00:00 - Introduction and Reality Check

05:00 - The Encyclopedia of Central Banking

07:00 - Questioning Our Financial System

13:00 - Learning From Central Bankers

18:00 - Understanding the Rules of the Game

25:00 - What Is Money? Competing Theories

31:00 - Fiat Money and Government Decree

36:00 - State Money vs Bank Money Explained

39:00 - Relationship Between Congress, Treasury and Fed

45:00 - Who Really Creates Inflation?

48:00 - Fractional Reserve Banking Simplified