Roth, Personal, or IRA Funds: Which Should You Spend First?
Managing Your Financial Future with Lucia Capital Group

Roth, Personal, or IRA Funds: Which Should You Spend First?

2024-09-03
Once you hit retirement, you'll probably have money in several types of accounts: a 401(k) from work, some personal money in a brokerage account, your regular checking account at the bank, and maybe some Roth IRAs, to name a few.Once it's time to start withdrawing that money, the important question you should ask yourself is this: from which account(s) should my funds be taken out, and in what order?  Do I spend my fully-taxable IRA money first, do I defer and use the Roth or personal ...
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