Private Lending and Hard Money Loans with a Self-Directed IRA or Solo 401K

To book a call with an IRA specialist!: https://directedira.com/appointment/

In this episode, Mat and Mark break down the powerful strategy of using a Self-Directed IRA for private money lending. Learn how your retirement account can act like a bank—lending money to real estate investors or businesses, earning interest and points, all while growing tax-free or tax-deferred. 

0:00 - Introduction to Private Lending with a Self-Directed IRA 
1:20 - What is a Self-Directed IRA and How It Works 
3:00 - Retirement Accounts You Can Use for Private Lending 
4:26 - Secured vs. Unsecured Loans – What the Bank Would Do 
6:23 - Debunking Private Lending Myths and Managing Risk 
9:25 - Key Legal Docs: Promissory Note, Deed of Trust, UCC Liens 
11:48 - Should You Lend Through Your IRA or an LLC? 
14:30 - Lending Criteria: Property, Borrower, and Strategy 
18:00 - Common Mistakes in Private Lending and How to Avoid Them 
21:46 - Understanding Loan Terms: Interest, Points, and Payment Structures 
28:26 - Tax-Free and Tax-Deferred Growth in Your Retirement Account 
34:06 - How to Find Private Lending Opportunities and Deal Flow 
36:32 - Balancing Action vs. Analysis – Know Thyself as an Investor 
37:59 - Final Thoughts and Legal Disclaimer  

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Other:
Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen
KKOS: https://kkoslawyers.com
Main Street Business https://mainstreetbusiness.com