From $3K in Debt Payments to $2.4K in Savings: How One Single Woman Took Back Her Finances | 434

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One of our single clients came to us with over $263,000 in debt.

💳 $3,000/month in minimum payments

💔 No savings

😩 Business and personal finances completely mixed

👉 But she was ready for change.

In just 7 months, here’s what she accomplished with our coaching and system:

🔥 Her Before:

1. 💸 $263,000 in total debt

2. 💳 $69,000 in non-mortgage debt

3. 🧾 10 different loans (credit cards, RV, HELOC, debt consolidation, etc.)

4. 💰 $3,000/mo in minimum debt payments

5. 💼 Personal + business finances mixed

6. 🚫 No emergency fund, no savings system

7. 📉 Living paycheck to paycheck — despite a $7,500/month income

✅ Her After:

1. 💥 $263K debt reduced

2. 🧨 Minimum payments dropped from $3,000 ➡️ $1,200/month

3. 💵 Saving $2,400/month for sinking funds

4. 💡 Business + personal finances completely separated

5. 🐶 Has dedicated savings for pets, travel, Christmas, home maintenance

6. 🏡 Downsized to a condo, paid for all renovations in cash

7. 📈 Net worth: $684,000

8. ✨ Living on purpose, with peace and margin — not just reacting to her bank balance

💡 What She Did (Step by Step):

1. ✅ Joined coaching for 7 months

2. 🧠 Borrowed our belief until she had her own

3. 🏦 Opened 13 accounts (bills, spending, savings, business, etc.)

4. 🔁 Set up automatic transfers based on paycheck

5. 📞 Called every creditor — reduced interest, deferred a car loan for a month

6. 🔎 Canceled warranties + subscriptions

7. 📉 Shopped all her insurances — saved $2,500/year (then another $5,600 when she moved)

8. 🐄 Made a cow savings bucket 🐮 (we’re obsessed)

9. 📋 Calculated her actual annual life costs

10. 📊 Started using the retirement tab in our budget system

11. 📆 Learned how to properly plan for 3-paycheck months

12. 📱 Got organized — and finally felt in control of every dollar

Connect With Us: 

1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 

2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 

3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 

4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 

5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall 

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