Why Target Date Funds Are Not What They Seem to Be

The idea behind a Target Date Fund would seem logical – a kind of “set and forget it” investment that (presumably) gets safer as you age, giving you less exposure to stock market volatility the closer you get to retirement.  

But on closer examination, Target Date Funds are not the panacea they appear to be. Yes, there are some qualities that make them worth owning, but as an investment that can carry you from youth to retirement – their original design – they fall short of the mark. 

What’s the reality regarding Target Date Funds? Tune in to today’s episode with podcast host Johnny Dean and Rick “The Professor” Plum, CFP® and find out more!