EP 194-From High Cost (NY) to Low Cost (OH) to Financial Independence

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Charlotte and her husband grew up on Long Island in NY.  Floundering with their finances into their mid 30's with a few young kids at home, they decided to flee NY for a most cost effective lifestyle in SW Ohio.  Selling their home in a HCOL enabled them to pay off their debt AND pay cash for a house north of Cincinnati. Shortly after their move, they were introduced to Dave Ramsey's 7 Baby Steps and worked through the process in 7 years. Charlotte didn't start teaching in the classroom until 38 but has retired at 50 (along with her husband).  From Ramsey to FIRE, this couple has made big moves and already have their 20 something children on the path to financial independence as well.

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