66 | The Rolling Budget: The Wrong Way, The Right Way + Tips For Your Budget

⁠Book a free 20 minute financial coaching session with us!

We don’t want you to be controlled BY your money. We want you to CONTROL your money. You probably have enough money, you just don’t have a plan. 

That plan is the Rolling Budget!

The budget isn’t everyone’s favorite but it’s the singular tool to use to hit EVERY SINGLE goal you’ve got. Listen in for tips about starting & maintaining a budget as easily and effectively as possible. 

In this episode we cover: 

• What people are doing wrong when it comes to budgeting

• The step-by-step process to start your budget quickly

• How to do a bank account audit

• The difference between gross pay and net pay

• Best practices for setting up your budget

• The difference between bills, debt and expenses

• How to account for the different needs every month in the budget

• When you should use cash and when you should keep your money digital

• Why you should try cash

• How to use an emergency fund to make budgeting work

• Why a small emergency fund is okay

• What bills you need to shop around for lower prices

• Pro tips for communicating about money in marriage

• How to avoid emotional purchases

• Budgets & beer

Most people are using bank account balancing as their primary financial tool. This means they look at their phone to see if they can afford something. With a budget, you always know exactly what you can afford and how you’re going to meet your goals. A budget tells your money where to go rather than wondering where it went. Be sure to visit https://www.annualcreditreport.com/index.action 

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!