Paul pops down to Tivoli Studios with his weekly Insights. Today, he wants to continue with MCOBs Part One. Looking at MCOB 3 – promotions - and MCOB 4 – disclosure upfront and the mortgage discovery call and how the modern mortgage adviser is affected by these rules and what's needed. Plus, a trade secret for you when you advise protection for your clients - Guardians of the Universe. As always, Paul's over at https://www.archercourses.com