Mariana Hermosillo, Home Insurance Expert

There is a lot involved in the home buying process that can make a first time home buyer nervous but in this First Time Homebuyer Series, Paul invites experts to explain each step.

Paul speaks with Mariana Hermosillo, agency owner of Goosehead Insurance. Mariana shares her tips to finding the best rates for home insurance, getting the best value for your money, and what to avoid. She also shares the importance of criteria such as zip codes, roof age, home security systems, and year built, and how they help determine  home insurance pricing. Did you know you can bundle home and auto insurance for extra savings? Tune in and find out what else can help save home buyers money!

 

In this episode you’ll learn:

0:00 Guest intro

1:00 Biggest considerations when purchasing home insurance

2:26 What is a reasonable amount of coverage for an average sized home

3:42 Discounts on homeowners insurance with a home security system

4:27 Bundling insurance to save money

4:48 The challenges of getting insurance in California

7:20 The importance of purchasing enough coverage

8:00 Liability insurance

9:20 Water damage coverage - not what you may expect!

10:14 Earthquake coverage is not mandated

10:59 When to purchase homeowners insurance

11:42 Standard policy lengths

12:00 Existing claims

The full interview is available on Paul Wards’ YouTube channel. Check it out and subscribe! https://youtu.be/dAyXdC9T3xg

 

Get in touch!

Mariane Hermosillo, Agency Owner

Goosehead Insurance

805.394.8806  |  direct

805.341.2349   |  mobile 

300 E. Esplanade Drive, 9th Floor

Oxnard, CA 93036

www.goosehead.com

mariana.hermosillo@goosehead.com

 

Have ideas for future episodes? We'd love to answer your questions - leave a comment!

 

For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com

 

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