Perfect Timing Is a Myth—But Smart Budgeting Isn’t

Ever wish you could time your investments perfectly?

Spoiler: you can’t. On this Think Like an Investor Thursday, Britt and Whit unpack a classic Charles Schwab case study that pits five fictional investors—like Peter Perfect and Rosie Rotten—against each other over a 20-year market stretch. The surprise? Even the worst-timed investor outperformed the one who stayed in cash. Whether you invest monthly like Matthew or jump in with your bonus, the lesson’s the same: time in the market beats timing the market. Tune in for practical tips on budgeting with an investor mindset, automating your strategy, and why the real magic is starting early—not perfectly.