Episode 195: Navigating Interest Rates & Home Buying in 2025

This week we welcome back Ellie Cummings, Executive VP at New American Funding, to break down the state of the mortgage industry as we step into 2025. With 27+ years of experience, Ellie shares expert insights on market trends, interest rates, and what buyers—especially Millennials and Gen Z—need to know to navigate today’s housing landscape.

We discuss how mortgage rates impact affordability, the importance of working with a knowledgeable lender, and what Federal Reserve policies could mean for homebuyers. Ellie also shares why staying informed and exploring the right loan programs can make all the difference in securing a home.

Looking ahead, she predicts a steady year of growth and strong demand, encouraging buyers to stay proactive despite rate fluctuations. If you're considering homeownership or just want to stay ahead of market changes, this episode is packed with must-know insights. Let’s dive in!