Episode 07: How to Have the Perfect Mortgage Loan File with Ryan Kiefer

During this seventh episode of Intelligent Equity, host Ryan Kiefer explains the difference between the ideal loan and the ideal loan file. Get a deeper understanding on what is involved in having the best chance for a mortgage loan to get processed.

Episode Highlights:

• Ryan Kiefer shares how critical the spring market is to real estate
• Make sure to have all paperwork in order for mortgage loans
• Why is the perfect loan file such a necessity?
• Why borrowers need to be aware of processing and underwriting
• The automated underwriting engines for government agencies
• Why the mortgage loan process is so rigorous

3 Key Points:

1. It is not about having the perfect loan. It is about having the perfect loan file.
2. The perfect loan pays back the lender and pays back the lender on time.
3. Processors and underwriters gather all of a borrower’s documentation for loan approval

Resources Mentioned:

• Linkedin: Ryan Kiefer