401(k) Contributions and How Much is Right For You? [Ep. 16]

About This Episode 

If you’ve ever wondered “How do 401(k)s really work? Should I use the Roth option? How much should I contribute, and when?” this conversation breaks it down. Glen and Robert walk through traditional vs. Roth 401(k)s, company matches, “true-up” rules, catch-up contributions in your 50s and early 60s, required minimum distributions (RMDs), and how employee stock purchase plans (ESPPs) fit into a broader plan. The aim isn’t to provide a one-size-fits-all formula; it’s to help you understand how informed financial choices today may support your long-term goals. 

 

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Disclosure:

GDS Wealth Management is a registered investment adviser with the SEC. Registration does not imply a certain level of skill or training. This podcast is for informational purposes only and should not be considered investment, tax, or legal advice. Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. 401(k) and employer plan rules vary, please consult your plan documents, HR department, or a qualified professional for details specific to your situation. For more information on services, fees, and disclosures, visit www.gdswealth.com.