Why Can an Ex-Spouse Take Social Security Benefits from a Previous Marriage?

Paul got a question today from a listener who wants to know how an ex-spouse can take benefits when they did not work and are no longer married to the working spouse. Listen along as Paul uses this question to explain an important aspect of social security that is usually misunderstood: Social Security is not a personal account you build up. It is a benefit earned through work history and tax payments. When you are married and filing jointly, both partners are growing their social security benefits. 

 

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