”It’s like an iceberg that might wipe out some penguins”: SJP’s Rob Gardner on what 2021 has in store for pensions

In our final podcast of the year, SJP investment director Rod Gardner presents his outlook for retirees in 2021. What can Captain Tom teach us about pensions? Why is demographic change such a threat? And why is Gardner a "pessimistic optimist" about the future of retirement?