119# How Soon Is Too Soon To Plan Your MOP Exit? And How To Plan What To Buy Next?

Planning your next property move before MOP ends? Melvin Lim, Phyllis, and Shawn from PropertyLimBrothers talks about one of the most frequently asked questions by HDB owners—how soon is too soon to strategise?

 

This episode of NOTG explores actual case studies and actionable frameworks to help any home seller evaluate the available options ahead of time. Find out about capital growth projections and key market catalysts, to downpayment strategies and the HDB-condo substitution effect.

 

For those aligning a move with family priorities, rental yield objectives, or a long-term portfolio plan, this conversation delivers the strategies to act with foresight. Tune in to hear real stories, strategic insights, and learn the timing cues—even before the MOP window opens.

 

00:00 Intro
01:04 Question - "What to do when under MOP?"
01:44 Client case study - Journey from $670k portfolio to $4.3M portfolio
04:12 Question - "How to plan ahead and why is it important?"
06:54 Current regulations on when you can advertise your newly MOP HDB
07:59 Shawn's client case study
16:44 Letting HDB Appreciate vs Upgrading to a new property
20:11 Question - "What research should be done while under MOP"
21:44 Question - "What is the catalyst for HDB appreciation?"
25:11 Question - "Is the increase in million dollar HDB transactions a cause for concern?"
27:04 Catalysts for appreciation, HDB vs Private
35:09 Teaser for Part 2
35:34 Outro