7 Smart Budgeting Methods + Debunking Credit Myths and the Hidden Link Between Debt and Mental Health | Full Episode

This episode of Moolala: Money Made Simple with host Bruce Sellery dives into the practical, the psychological, and the empowering side of money management.

First, financial coach Alanna Abramsky, founder of Broad Money, outlines seven proven approaches to budgeting, from zero-based and goals-based methods to the envelope system, showing how to find a money plan that fits your lifestyle. Then, Becca Mintz, Vice President of Credit and Data at Capital One Canada, joins Bruce to bust common credit myths, including whether checking your score hurts it, how income affects credit, and what “hard hits” and “soft hits” really mean.

Plus, Rob Kilner from Spergel shares insights from their annual Debt Load and Psychological Well-Being Study, revealing how debt stress, social media pressures, and stigma intersect and what truly helps people move toward financial recovery. Finally, Becky Western-Macfadyen from Credit Canada introduces EASE, a groundbreaking program that helps survivors of intimate partner violence regain financial stability and confidence.

To find out more about the guests check out:

• Becca Mintz: Instagram | Facebook
• Rob Kilner: X/Twitter | Facebook | Instagram
• Alanna Abramsky: broadmoney.ca | Instagram
• Becky Western-Macfadyen: Instagram | Facebook | LinkedIn | X/Twitter

Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple.

Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn