Episode 267: What is your capital plan?

This episode examines a recent article from Bank Director titled “Always have a plan in place for raising capital.” This article asks the question, what is your bank’s plan for either selling stock or issuing debt to raise capital? Having adequate capital on hand is critical for banks for several reasons. First, you need a certain amount of capital for regulatory compliance. Second, you need capital to protect against potential credit losses. Third, you need capital for future growth. Fourth, you need capital to take advantage of potential M&A opportunities as they arise. Will your bank be able to respond to opportunities when the time comes? A link to the article is included below.   

Link: Always Have a Plan in Place for Raising Capital | Bank Director