Debt consolidation, is it always a good thing?

With the rises in the cost of living our eyes look towards our bank accounts and the money we have going in and disappearing out. 
If you've got some equity in your home, so why not roll all those little annoying debts, like the car loan, personal loans and credit cards into the home loan account? 

On the surface this makes great sense doesn't it. You've probably carried the burden of these extra debts around for years and you know the interest rates on them are all so much higher than the home loan and when you get shown the repayment calculator the total repayment is so much smaller...but.

We sit down this week with Peita Davis (Money Quest Penrith & Blue Mountain) and unleash her of 20+ years of experience so it can run wildly all over this popular subject.