Medicare Advantage vs. Medigap: Choosing the Right Plan

This Article compares Medicare Advantage and Medigap supplemental insurance plans. Medicare Advantage bundles Part A, B, and often Part D coverage into one plan offered by private insurers, potentially including additional benefits like dental and vision but restricting provider choices. Medigap supplements Original Medicare (Parts A and B), covering out-of-pocket costs but not prescription drugs, and allows using any Medicare-accepting provider.