Executive Mortgage Loan Originator at Southeast Mortgage and Pensacola Branch Manager, Angela Lane, tells us how we can be good stewards of our finances starting today.
She tells us the first thing to do in staying on top of our finances is to know Hebrews 12:11 which says "No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it."
Angela is passionate about this subject and says managing ...
Executive Mortgage Loan Originator at Southeast Mortgage and Pensacola Branch Manager, Angela Lane, tells us how we can be good stewards of our finances starting today.
She tells us the first thing to do in staying on top of our finances is to know Hebrews 12:11 which says "No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it."
Angela is passionate about this subject and says managing our money is not easy, but if we make a budget and build an emergency fund, it will be beneficial in the long run.
One of the lessons Angela mentions from Dave Ramsey's Financial Peace University is the importance of making a budget and following that budget so we will "live like no one else, so we can give like no one else." She says that some people don't like the thought of being constrained to a budget but actually having a budget is freeing so that your priorities are cared for and then you can do things like go on a date night and/or by a birthday gift.
She explains the importance of having self-discipline in following your budget so that you can give and pay for your expenses.
Angela is a loan officer and says from her experience that it's super important for people to have an emergency fund.
From Dave Ramsey's class, she knows that an emergency fund starts with putting aside at least $1,000 in case something comes up that needs to be paid for. She says in the class, the first thing Dave encourages is to put aside your emergency fund (as quickly as possible) for when something comes up that needs to be paid for. In this podcast, Angela gives some ideas to get an emergency fund raised.
We also talked about Publix's BOGO deals that you can find online. Here is a link to that: https://www.publix.com/savings/weekly-ad/bogo?utm_source=google&utm_medium=cpc&utm_campaign=PX23_09_031_09_0_T&utm_term=publix%20bogo%20now&gclid=EAIaIQobChMIg9vDpOnP6gIVyrzACh1AHw4ZEAAYASAAEgLCe_D_BwE&gclsrc=aw.ds
At the end of the podcast, I talk about a free download for a monthly budget plan. Here is the free download for that spreadsheet. Please print this off when you go over it with your spouse or if you are filling it out yourself: https://cdn.ramseysolutions.net/pdf/fpu/fpuonline/monthly_cash_flow_plan.pdf?_ga=2.144190837.1362513384.1570323025-1315366963.1570323025
To contact Angela you can connect with her on Instagram: https://www.instagram.com/mrscat987/
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