On Sapphire’s Eve

Date: 06/16/2025 Intro 

Who we are

Viewer Questions

• What if you'll do a whole segment on the problem with Capital One​. Lani alluded to it but didn't want to get into it. What am I missing? - @AcmeAcresA

 

• Intro:  What is the SYPs definition of a catchall?  And can it have FTFs? Does it have to be accepted at almost all merchants? - Keith 
  • Main question(s): What is your current catchall card and what do you think is the best catchall card on the market even if you do not have the card? 
  • Is there a popular catchall that you think is overrated? If so, why?

 

• Would love to hear the team discuss this question I had with a few other CC enthusiasts. Would you rather fly to Asia/Europe directly in premium economy or fly business with a medium/long layover. Personally I'd choose PE, but could see others disagreeing. - KirbyG 

 

• Have any of you on the panel purchased points strategically for an upcoming redemption or to help meet a SUB? Hilton & IHG are both having limited time points sales with 100% bonus. - JC 

 

• Given some of Chase's moves and rumored moves recently and the potentially coupon-ey Savor X, any predictions on further couponization/brand partnerships across C1, Citi, & WF? - DDAF

News Round-Up  Topics 

• Matt
  • Citizen’s latest “top” card has an Annual fee that is flexible based on your relationship with Citizens, is this something you’d like to see to help “manage” some of your Annual fees or do you see this as unnecessary?
• Lani  
  • So Amex came out saying they will refresh the Amex Platinum cards (shocker, i.e. Chase and they do so every 4-5 years). I personally think they are pulling rulers out vs. doing it for business changes. But with so much more money being added to annual fee, competing credits, etc. Is it time to just pick Chase or Amex (based on hypothetical refresh)?

 

• RJ 
  • We talk a lot about how to manage our set ups if our lives changes or we want to cut down on AFs. But how do you handle preparing for when the banks change the cards when your life doesn’t change? 

Outro - 

• Where to find us