Every Kick In the Groin Begins with K

00:00:00 - Welcome to the show!

 

00:01:38 - Question 1 - For a very long time, people with a “business” have been able to apply for Business credit cards and all the bonuses and perks associated with them despite the fact that their “business” might not be super duper legit. What changes that have nothing to do with “business” verification could banks do to slow this down?

 

00:09:32 - Question 2 - So how much points diversity is too much points diversity? I currently have points in all 6 transferrable currencies ecosystems. Is it worth it in your opinion to have your points balances split to take advantage of transfer bonuses when they suit you?

00:19:55 - Question 3 - I have a non credit card question for you, if you won $2 million would you keep your job and what would you do for the rest of the year? It's April now so from April to December what would you do and where do you see yourself in 5 years after the winnings?

 

00:30:17 - Question 4 - We often talk about the credit card game as travel and often coded for middle class folk. How do you think people rebuilding credit or low income earners can effectively and efficiently leverage credit?

 

00:43:14 - Question 5 - With what seems like a regular series of issues with DCA regarding safety and near misses, what are your thoughts regarding travel to that area? Do you think it’s still incredibly safe and convenient and fly to DCA or do you look to maybe fly into IAD or heaven forbid BWI?

 

00:53:41 - Question 6 - Question for the podcast, but probably mostly Matt. Wells Fargo has had transfer partners for almost a year now. Does it bother you that they haven't had any transfer bonuses yet?

 

00:57:49 - News

 

01:13:34 - Tariq - Store cards. We all know about them, and for the most part we avoid them in the game. What store/retail cards are actually worth getting, and if a certain store closes, does the issuing bank close the account, or do you get an involuntary product change? 

 

01:26:12 - RJ - Should banks have a similar program to hotels/airlines around buying points or being able to have a “subscription“ to points other than the multipliers on the cards? What would you want them to look like?

 

01:39:41 - Matt - With modular cards an impossible dream, what other incentives, besides credits, do you think issuers could use to provoke more loyalty/dedicated spend?

 

01:50:15 - And we’re out