115# BTO Launches in 2025, Million-Dollar HDBs & Why High-Earners Still Buy 4-Room HDBs?

Million-dollar HDBs used to be rare—now they’re outlining Singapore’s public housing market. In this episode of NOTG, George, Alfred, and Joan from PropertyLimBrothers break down what’s driving up prices, why 2025 is packed with new launches, and how future homeowners should prepare.

 

They uncover the 5 upcoming HDB launches in February, clarify the requirements for buying BTO and SBF flats, and decode the implications of the 10,000 units slated for release across just two windows this year. From the sharp rise in million-dollar HDB transactions post-2015 to the surge in 2023, this episode maps where these sales are happening, and who’s buying.

 

Hear why many high-income earners are opting for 4- and 5-room BTOs as their forever homes, along with relatable investment strategies and financial planning examples. This is a timely episode every aspiring homeowner and property investor should not miss. Tune in to hear how the ground is shifting.

 

00:00 Introduction
02:25 Upcoming BTO Launches
10:49 Why is west side is the best side?
15:30 Requirements for buying a BTO and SBF 2025
17:16 Why are there a lot of BTO and SBF launches?
18:20 HDB houses affordability / SG birth rate
20:55 Higher demand for 2 bedders for space
22:00 SG granting more citizenship
22:58 Million-Dollar HDB transactions
30:17 $12K to $15K income case study
42:00 BTO upgraders profiles
43:20 BTO route for investment
46:47 High earner couple investment case study (Reverse approach)
55:46 Upcoming Episode...
56:32 Outtakes