Nick Hopwood, No lazy money. Trust the plan.

Nick Hopwood is a Certified Financial Planner, Founder, and President Peak Wealth. PeakWM.com.

No lazy money. Trust the plan. Market in November was the 18th best monthly return in the S&P 500 since 1950. When you have a great month like this, looking forward, the average return over the next year is up 9% and up 80% of the time.