Medicare Financial Incentives

2025-02-25

In this episode of Comply on the Fly, host Karen B tackles a common employer question: Can we pay for an employee’s Medicare or Medicare supplement premiums? The short answer? No. Doing so would violate Medicare Secondary Payer (MSP) rules, which prevent employers from incentivizing employees to switch from their group health plan to Medicare. Understand the key MSP restrictions, the rare exceptions, and what employers can do. If you're an employer navigating Medicare eligibility in the workplace, this e...

In this episode of Comply on the Fly, host Karen B tackles a common employer question: Can we pay for an employee’s Medicare or Medicare supplement premiums? The short answer? No.

Doing so would violate Medicare Secondary Payer (MSP) rules, which prevent employers from incentivizing employees to switch from their group health plan to Medicare. Understand the key MSP restrictions, the rare exceptions, and what employers can do.

If you're an employer navigating Medicare eligibility in the workplace, this episode delivers the critical do’s and don’ts, saving you from costly compliance missteps.

Turn to M3 and Karen B. (Breitnauer) for quick and timely answers to the most common employee benefits compliance questions.

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Please note: This podcast and the contents herein do not constitute legal advice. Seek the advice of counsel for any benefit compliance related implementation guidance or strategy.

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