Q & A | Buy Your Medicine, Get Your Points, Move On

Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards

 

Viewer questions 

• How do you value points when using them to top up a loyalty account?  Say you want to take a flight that has a cash price of either $650 or 50,000 points (1.3cpp).  You currently have a balance with that airline of 40,000 points/miles, and the airline will sell you miles directly for 3 cents each. - SpaethCo
  • A. $650, because it saved you from spending $650 out of pocket at that point in time.
  • B. $300, because that's how much it would cost you to purchase the last 10,000 directly from the airline.
  • C. $130, because the whole redemption was 1.3cpp, so 10k points is only worth $130. 
  • Do you transfer 10k points over to make that redemption instead of paying cash, and if so how do you value those 10k points?
• We are seeing more tiered SUBS and SUBs with bigger spend requirements.  Do you think SUB spend requirements are going to keep growing or duration or neither? Why do people like Barclays have one transaction SUBs? - AP
• Question for @RJ  specifically. Knowing the limitations on  SkyMiles and the increased cost of attaining/maintaining Delta status. Would you ever see yourself moving your loyalty? Or is your semi-loyalty purely due to geographic constraints? - K1d_Cat37
• In your opinion, what is the most underrated no-AF non-Attune card out there? Mine is the Chase Ink Cash - 5x on streaming, phone services, and cable.  AND up to $25k of Visa & M/C gift cards at office supply stores which you could turn into 5x on any category spending like groceries or dinning. - Keith
• I’d love to see more point stacking examples on earning and on redemptions. - Anthony Bove

 If you want to ask a question, you can leave a comment or email StackYourPoints@Gmail.com.

 

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