Why you need to have a Budget

There is an old saying that 'if you fail to plan, you plan to fail'.

A budget is a personal financial plan that you can use to make sure you have plenty of pay left at the end of the month.  Learning to make, plan and run your own Budget is a skill that takes time to perfect.

The Benefits of Budgeting

• You take control of your money
• Avoid unnecessary debt
• Pay off debt faster
• Show banks you are a low credit risk
• Much better for your mental health
• You become a better lover (I might have made this one up)