Gen X: Navigating Retirement Realities

2025-09-04

📞 Ready to take the next step? Connect with the Peterson Financial team here 👉 https://petersonfg.com/ Gen X is often called the “forgotten generation,” but when it comes to retirement planning, they may also be the most at risk. Many Xers came of age just as pensions were disappearing, making them the first generation to rely heavily on 401ks. Add in market crashes, higher levels of personal debt, and a fierce streak of independence, and you’ve got a group that faces unique challenges as retirement approaches. Today, Eric talks candid...

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/

Gen X is often called the “forgotten generation,” but when it comes to retirement planning, they may also be the most at risk. Many Xers came of age just as pensions were disappearing, making them the first generation to rely heavily on 401ks. Add in market crashes, higher levels of personal debt, and a fierce streak of independence, and you’ve got a group that faces unique challenges as retirement approaches. Today, Eric talks candidly about what makes Gen X different from previous generations and how to navigate the road to retirement.

Here’s some of what we discuss in this episode:

🧩 Why Gen X faces unique retirement challenges

💳 The realities of debt for Gen Xers

💼 Why 401ks started to replace pensions

📈 Catch-up provisions and other growth opportunities

⚖️ Comparisons between Boomers and Gen X

Get in touch with the Peterson Financial team: https://petersonfg.com/

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