What Recent Changes in Student Loans Mean for You + A $25,000 Scholarship for Class of 2026 and College Students

2025-09-01

I recently spoke with Luanne Lee, Owner of Your College Planning Coach. Luanne has undergone extensive licensing and training as a College Financial Planning Specialist and for the past 15+ years has devoted her practice to providing financial education and efficient solutions to families maneuvering through the complex process of planning and funding for college without jeopardizing their retirement goals. In our conversation, Luanne and I discuss: The maximum amount of money a student can borrow without their parents (or another...

I recently spoke with Luanne Lee, Owner of Your College Planning Coach.

Luanne has undergone extensive licensing and training as a College Financial Planning Specialist and for the past 15+ years has devoted her practice to providing financial education and efficient solutions to families maneuvering through the complex process of planning and funding for college without jeopardizing their retirement goals.

In our conversation, Luanne and I discuss:

The maximum amount of money a student can borrow without their parents (or another cosigner)
Whether the recent changes to student loans will make it easier or harder to get loans
Whether the changes to student loans will lower the cost of college
The importance of applying for outside scholarships early and often
The impact of changes on families with students currently in college
The impact of changes on families with college-bound high school students
How the changes to student loans can leave students without a source to pay for college years 3 and 4
Changes to the repayment structure of student loans (for both existing and new student loans)
And much more…