Tu 3.17.20 What if We Could Bail OURSELVES Out?

Here's the system we've allowed to take hold in the US:

Let the government strip us of 30% of our income each year, making it harder (and for some people impossible) to save for an emergency, and then we beg for a handout when the tough times come, instead of being self-sufficient with our own money.

Is this what Americans WANT?