44 - An Introduction to Credit Reports and Credit Scores

Credit Scores and Credit Reports. These are two terms that seem to rule our lives now-a-days, but what are they? Today I talk about what each of these are, what goes into each of them, what their purpose is, and I go over some resources to help you along your credit journey.

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Credit Resource Links:

Information on the Vantage Score: https://vantagescore.com/

Credit Resources from Fair Issac Corp. (FICO): https://www.fico.com/en/sabf/resources

Description of FICO Versions: https://www.myfico.com/credit-education/credit-scores/fico-score-versions

Credit Karma (Free Credit Scores): https://www.creditkarma.com/

Free Credit Reports: https://www.annualcreditreport.com

Consumer Financial Protection Bureau (CFPB):  https://www.consumerfinance.gov/

Nerd Wallet: https://www.nerdwallet.com

 

My Usual Links:

Website: www.MainStFinance.org

Show Email address: Mainstfinance@gmail.com
Twitter Account: @MainStMoney
YouTube Channel: https://www.youtube.com/channel/UCxWzLF_ZCgeDJ6PcIovg9ww