What’s in the Mortgage Offer? Breaking Down the Small Print | Ep 15

📄 You’ve got your mortgage offer… but what does it actually mean? And more importantly, what should you be looking out for in the small print? In this episode, I’m breaking down the key parts of a mortgage offer so you can understand exactly what you’re signing up for and avoid any nasty surprises before completion.

 

Main Points:

• What a mortgage offer really is and when you’ll receive it.

• Key terms buyers often skim past: fixed vs variable rates, product fees, and early repayment charges.

• Red flags to watch out for in the offer document.

• What happens if your circumstances change (like job, credit score, or deposit) before completion.

• How to read your offer with confidence and avoid costly mistakes.

 

📞 Got a wild, funny or frustrating story from your home-buying journey? Leave me a voicemail at speakpipe.com/thehomestretchpod and you might be featured on a future episode of The Home Stretch Hotline! I’d love to hear from you 💬

 

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DISCLAIMER: Everything discussed in this podcast is based on personal experiences and is for informational and entertainment purposes only. It is not financial advice, so please consult a professional before making any financial decisions.

 

🎵 Music: Jazzy Night by Audio Library Beats Group Free Download / Stream: https://www.audiolibrary.com.co/audio-library-beats/jazzy-night Music promoted by Audio Library: https://youtu.be/GNV-X6h9Hec