Episode Description:
The 2025 Porter Ranch and Chatsworth housing markets are full of surprises — and it’s not the crash some were expecting. In this episode, Frank Spencer (Mr. Chatsworth) breaks down the data behind the unexpected boost we’re seeing in local real estate activity.
As the market moves through the typical five-season real estate cycle, inventory is dropping — but buyer demand is rising. Why? Because mortgage rates have quietly been trending down, even without major action from the Fed.
Frank explains how the relationship between the 10-year Treasury bond and mortgage rates is driving this shift, why rates are inching closer to 6%, and how that number might just be the magic trigger for a strong 2026 housing market.
Whether you’re a home seller in Porter Ranch, a buyer in Chatsworth, or simply keeping an eye on San Fernando Valley real estate, this episode gives you the facts — not the fear.
In This Episode:
🏠 How the 5 real estate seasons impact listings and buyer activity
📉 Why mortgage rates are dropping despite the Fed’s policies
📊 The 10-year Treasury bond connection to home loans
📈 What a 6% mortgage rate could mean for the 2026 market
💡 Local insights for Porter Ranch, Chatsworth, Northridge, and beyond
📘 FREE eBook for Home Sellers:
Get my free guide and learn how to prepare, price, and position your home for maximum value → https://MrChatsworth.com/ebook
Connect with Frank Spencer — Mr. Chatsworth:
🌐 Website
📘 Facebook
📸 Instagram
💼 LinkedIn
📌 Pinterest
▶️ YouTube
Keywords:
Porter Ranch housing market 2025, Chatsworth homes, mortgage rates 2025, North Valley real estate, San Fernando Valley homes, Frank Spencer Realtor, Mr. Chatsworth, Chatsworth Realtor, Porter Ranch Realtor, home selling tips