There are a lot of misconceptions out there about annuities, many of which are rooted in the way these assets were structured 20 or more years ago and ignoring developments in the market in more recent years. Are annuities right for your retirement plan? They could be, but there are lots of factors to consider.
This week, Certified Financial Fiduciary Don Chamberlin and holistic planning pioneer John Del Greco continue their conversation about developments in the retirement and financial planning arenas over the course of their...
There are a lot of misconceptions out there about annuities, many of which are rooted in the way these assets were structured 20 or more years ago and ignoring developments in the market in more recent years. Are annuities right for your retirement plan? They could be, but there are lots of factors to consider.
This week, Certified Financial Fiduciary Don Chamberlin and holistic planning pioneer John Del Greco continue their conversation about developments in the retirement and financial planning arenas over the course of their careers, with a particular focus on annuities and how they can help add stability and predictability to a retirement roadmap when they’re thoughtfully engaged.
Ready to learn more? Click this link to schedule your no-fee 20-minute Strategy Session with one of Chamberlin’s Certified Financial Fiduciaries®!
https://fb.chamberlin-group.com/podcast
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- Rekenthaler, J. (2023, November 16). An 8% Retirement Withdrawal Rate? Morningstar. Retrieved from https://www.morningstar.com/columns/rekenthaler-report/an-8-retirement-withdrawal-rate
- Del Greco, J. (2025, May 28). The guy behind retirement's 4% rule now thinks that's way too low. Here's how much more money you could spend. MarketWatch. Retrieved from https://www.morningstar.com/news/marketwatch/20250528214/the-guy-behind-retirements-4-rule-now-thinks-thats-way-too-low-heres-how-much-more-money-you-could-spendZ
- Investopedia. (n.d.). What Is the 4% Rule for Withdrawals in Retirement? Retrieved from https://www.investopedia.com/terms/f/four-percent-rule.asp
- Kiplinger. (2024, December 16). The 4% Rule for Retirement Withdrawals Gets a Closer Look. Retrieved from https://www.kiplinger.com/retirement/retirement-planning/the-4-rule-gets-a-closer-look
- Morningstar. (n.d.). Just How Bad Was 2022's Stock and Bond Market Performance? Retrieved from https://www.morningstar.com/markets/just-how-bad-was-2022s-stock-bond-market-performance
- National Association of Insurance Commissioners. (n.d.). Buyer's Guide to Fixed Deferred Annuities. Retrieved from https://content.naic.org/sites/default/files/publication-anb-lp-consumer-annuities-fixed.pdf
- Investopedia. (n.d.). Are You Protected if Your Insurance Company Goes Belly-Up? Retrieved from https://www.investopedia.com/articles/insurance/09/insurance-company-guarantee-fund.asp
- Kiplinger. (2022, January 21). Why Fixed-Rate Annuities Pay More than Bank CDs. Retrieved from https://www.kiplinger.com/retirement/annuities/604072/why-fixed-rate-annuities-pay-more-than-bank-cds
- Companies Market Cap. (n.d.). Lucent Technologies (LU) - Stock price history. Retrieved from https://companiesmarketcap.com/lucent-technologies/stock-price-history/
- Defiant Capital Group. (n.d.). S&P 500 Posts Crushing 68% Recovery in 2020. Retrieved from https://defiantcap.com/sp-500-posts-crushing-recovery-in-2020/
- NAIC (National Association of Insurance Commissioners). (2023, November 13). US Insurer Common Stock Exposure Year-End 2022. Retrieved from https://content.naic.org/sites/default/files/capital-markets-special-reports-commonstock-ye2022.pdf
- Kiplinger. (2022, February 23). What You Need to Know About Annuities. Retrieved from https://www.kiplinger.com/retirement/annuities/what-you-should-know-about-annuities
- FINRA. (n.d.). Variable Annuities: What You Should Know. Retrieved from https://www.finra.org/rules-guidance/key-topics/variable-annuities
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