The Federal Government have just announced the AgriStarter Loan is now available. They say they are 'loans to assist first-time farmers and loans to support farm succession arrangements'.
https://www.ric.gov.au/agristarter#guidelines
I have had a quick skim and it looks pretty good. Good rate and terms and it is excellent support next gen farmers and retiring farmers. But you still need to have a farm business plan, have some equity and have an arrangement with a bank. We will be working through the loan with our Cultivators in the current program to see how they can leverage this. It emphasises the need for you to have your farm business plan and/or investment proposal ready. There are so many opportunities to get onto your farm - the limitation is you having words on paper and financial model to convince someone to back you. This is why we run Cultivator - farm pitching program - a few times a year. So that we get you ready to jump onto opportunities like the AgriStarter Loan. Check out details here and we kick off on Feb 18. Applications close soon.
www.cultivatefarms.com/cultivator
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