This week, we have Roberto Valerio, an experienced entrepreneur who founded Payla, a true white-label Buy Now, Pay Later solution provider for European financial institutions. He is a well-known name in the risk & payments space and has worked with Otto Group and Vodafone. Roberto discusses his unconventional path to becoming an entrepreneur and shares his insights on building a software startup from the first product idea into scalable, sales-oriented product companies. He discusses the evolution and future of the Buy Now, Pay Later space.