Laura McLain-Dave Ramsey Success Story

Laura, from the CRNA Moms Facebook Group, chats with the Smart Mommas about how she followed Dave Ramsey’s debt snowball method and paid off nearly $300,000 of debt in TWO years! Laura also shares her budgeting tips and ways to find free family activities.

Dave Ramsey’s Baby Steps (https://www.daveramsey.com/dave-ramsey-7-baby-steps)
1) Save $1,000 for your starter emergency fund
2) Pay off all debt (except your mortgage)
3) Save 3-6 months expenses for your emergency fund
4) Invest 15% of your income in a retirement fund
5) Save for your kid’s college
6) Pay off your house
7) Build wealth and give

EveryDollar Budgeting Tool: Dave Ramsey’s budgeting app
(https://www.daveramsey.com/everydollar)

Mint: Budgeting tool and allows easy analysis of spending habits.
(https://www.mint.com)

Personal Capital: Tracks net worth by linking all your banking and investment accounts.
(https://www.personalcapital.com)

Fun Cheap or Free: Ellen highly recommends Jordan Page’s website Fun Cheap or Free for stellar budgeting tips and frugal hacks.
(https://funcheaporfree.com)

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