Southwest Slept With Your Brother

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00:00:00 - Intro

00:00:26 - Opening

00:04:44 - Can you go over when it makes sense to transfer points to hotels (other than Hyatt) because hotel points are always less the 1 cpp and you could do better with things like the cap1 travel eraser or the chase portal with the CSP or CSR. It seems like it makes more sense to either earn those with a cobrand credit card or buy them on sale. - Thic Boii

00:20:49 - Where do you see Priority Pass domestically in 3 or 4 years?  Priority Pass and the bank’s with their own lounges seem to be growing apart. - Keith 

00:39:20 - If you could steer the CC YouTube content in a different direction, what would you like to see more of and what would you like to see less of? - Jason

01:07:53 - We see many videos about the extreme success that people have in applying for cards and seemingly NEVER getting denials.  The only time a denial seems to be talked about is when an application goes through a successful reconsideration process.  I personally have scores over 820+ with all the bureaus, a 25+ year old pristine profile and the income/spend to be an attractive customer, and I still get denied for cards.  The question is, how honest are creators being when it comes to how many cards they are NOT actually getting? - Sha-Tan

01:25:21 - We’re a quarter into the year. Do you have at regrets or major course corrections to be made to your travel habits, partners, or overall strategy? - K1d_Cat37  

01:39:06 - News

01:47:19 - Tariq - Congratulations! You just won the Powerball jackpot! After taxes you walked away with over $100 million. How do you adjust your strategy now that you don’t need points and miles anymore because you can essentially afford whatever trip you want to take? Do you just go with a flat catch-all card, or do you just get all the premium cards for the benefits? Also, what’s the first trip you’d take once the money hits your account?

02:08:19 - Lani - Quality vs. Quantity; it’s not always about getting the most points: After you hit a certain number of cards, you begin to experience overlap of categories or benefits. Piggy backing on Picking Partners, do you ever use a lower points earning card based on what you need or trying to achieve vs. what can earn the most points. If so when?

02:24:19 - Matt - Wyndham just launched a rewards debit card. After the Durbin Amendment that more or less killed off debit rewards, do you think this is a good play, would you want to see any other companies also take this on?

02:44:05 - RJ - PUJ is better than flat rejection even if it is more opaque. Both in terms of not submitting an app if you can’t get the sub AND in terms of allowing people to decide if the card is worth it for them without a SUB.

03:03:49 - Closing

03:06:29 - Ending