In this candid and refreshingly unscripted episode, Amanda Brummitt sits down with longtime friends (and supposed competitors) Josh Butler and Bret Brummitt to talk shop and call out the worst offenders in the world of employee benefits. From predatory insurance products to opaque broker compensation, no sacred cow is safe. The trio breaks down what employers need to know about ICHRAs, PBMs, commission structures, and how to spot when a broker is prioritizing profit over people. With plenty of humor, transparency, and a few coffee-fueled tangents, this is a must-listen for any employer trying to do better by their team.